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Moving From the Bay Area to Sacramento
People from all over The Golden State are flocking towards the state’s landlocked capital. Especially those from the nearby Bay Area looking to take advantage of living in one of the states last affordable urban areas. For those looking for a slower paced life, less bumper-to-bumper traffic, and avoiding high-costs, the Sacramento region from Davis […]
Improve Your Credit Score
Low or bad credit is one of the biggest hurdles that potential homebuyers face. Qualifying and securing a home loan is an obvious vital step in the home buying process, but most mortgage lenders require a minimum of a 620 FICO score in order to be approved for a home loan. Understanding Your Credit Score […]
Interest Rates Rise, but More Loan Programs Are Coming to the Market
As interest rates continue to rise in the United States, reaching its highest point since 2014, potential homebuyers are really starting to worry about how the rest of 2018 is going to work out for them during the home buying process. With higher than average home prices, inflation worries, and an unstable market it is […]
Housing Affordability Getting Worse in 2018
With rising interest rates, inventory shortages, and high buyer demands housing affordability is looking pretty grim. I wish we could say that things will soon be better, but according to the National Association of REALTORS, mortgage rates will reach 4.5% by the second half of 2018 while housing markets across America are seeing surges in […]
The Four Most Common Low-or-No Down Payment Mortgages Used By First-Time Home Buyers
The four most common low-or- no down payment mortgages used by first- time homebuyers are a FHA loan, a VA loan, the USDA loan and the Conventional 97 loan. FHA Loan – FHA Loans only require a down payment of 3.5% of the home’s purchase price. The Federal Housing Administration insures each loan and features lower underwriting standards and […]
Low-or-No Down Payment Options for First Time Homebuyer
The greatest obstacle in purchasing a home today is a mortgage down payment, but it doesn’t have to be, especially for first-time homebuyers. Many are unaware of all the resources that are available through the private sector and even some government provided assistance. This article will outline several different types of zero-or- low down payment […]
Usher Financial Group Joins Forces with Nextview Loans
Nextview Loans Expands Leadership Team
Nextview Loans Opens Roseville Office With Char Ruppel
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