HomePurchase Blog

10 Reasons to Cash Out Refinance

1. Pay off debt You could pay off credit card debt and end up paying less in interest. By paying off the credit cards with equity from the home, you are shifting the debt into your mortgage. Credit cards often are at higher interest rates, and if you only make the minimum payments on the […]

Housing Affordability Getting Worse in 2018

With rising interest rates, inventory shortages, and  high buyer demands housing affordability is looking pretty grim. I wish we could say that things will soon be better, but according to the National Association of REALTORS(r), mortgage rates will reach 4.5% by the second half of 2018 while housing markets across America are seeing surges in […]

Moving From the Bay Area to Sacramento

People from all over The Golden State are flocking towards the state’s landlocked capital. Especially those from the nearby Bay Area looking to take advantage of living in one of the states last affordable urban areas. For those looking for a slower paced life, less bumper-to-bumper traffic, and avoiding high-costs, the Sacramento region from Davis […]

Three Serious Reasons To Buy A Home Now!

You can certainly wait to buy a home. There are a few compelling reasons to do it now. The ones we think are the most important are the following: 1) Mortgage rates are going to rise; 2) Prices will rise; and 3) You pay a mortgage either way.