The government shutdown has come to an end. It created a unique market opportunity to start the year. Rates are near 12-month lows and home values are holding steady. It is an interesting confluence of events. The opportunity to lock in historically low rates may not last. A Cash-Out Refinance isn’t right for everyone, but today’s […]
Based on projections, Placer County home buyers could pay an extra $12,650 if they wait 2 years to buy. You may not be actively looking, but you likely know someone that is. For most people, their home is their largest asset. While there may be a personal reason to wait, now is a GREAT time […]
(Roseville, CA) October 30, 2018 – Nextview Mortgage(NVM), a division of Premier Mortgage Resources LLC is excited to announce the addition of Mari Medina as a Mortgage Planner. “After more than 16 years advocating for clients, Mari has joined Nextview to serve the Elk Grove market. We are proud to have such an amazing opportunity […]
Rates are Climbing, Home Appreciation Is Slowing, Programs Are Changing. Even if you love your current rate, now might be a great time to consider a cash-out refinance. 1) Rates Hit 7 Year Highs Last week, rates hit a 7 year high. FHLMC projects that they will keep going up. Every time rates move up, the […]
1. Pay off debt You could pay off credit card debt and end up paying less in interest. By paying off the credit cards with equity from the home, you are shifting the debt into your mortgage. Credit cards often are at higher interest rates, and if you only make the minimum payments on the […]
Are you getting ready to put your house on the market in 2018? Consider this: There are three main characters in the story of selling your home: You Your Real Estate Agent Your House You’ve done all you can to prepare yourself to move, to prepare your finances and make sure you have everything you […]
With rising interest rates, inventory shortages, and high buyer demands housing affordability is looking pretty grim. I wish we could say that things will soon be better, but according to the National Association of REALTORS(r), mortgage rates will reach 4.5% by the second half of 2018 while housing markets across America are seeing surges in […]
People from all over The Golden State are flocking towards the state’s landlocked capital. Especially those from the nearby Bay Area looking to take advantage of living in one of the states last affordable urban areas. For those looking for a slower paced life, less bumper-to-bumper traffic, and avoiding high-costs, the Sacramento region from Davis […]
Low or bad credit is one of the biggest hurdles that potential homebuyers face. Qualifying and securing a home loan is an obvious vital step in the home buying process, but most mortgage lenders require a minimum of a 620 FICO score in order to be approved for a home loan. Understanding Your Credit Score […]
As interest rates continue to rise in the United States, reaching its highest point since 2014, potential homebuyers are really starting to worry about how the rest of 2018 is going to work out for them during the home buying process. With higher than average home prices, inflation worries, and an unstable market it is […]
With rising interest rates, inventory shortages, and high buyer demands housing affordability is looking pretty grim. I wish we could say that things will soon be better, but according to the National Association of REALTORS, mortgage rates will reach 4.5% by the second half of 2018 while housing markets across America are seeing surges in […]
The four most common low-or- no down payment mortgages used by first- time homebuyers are a FHA loan, a VA loan, the USDA loan and the Conventional 97 loan. FHA Loan – FHA Loans only require a down payment of 3.5% of the home’s purchase price. The Federal Housing Administration insures each loan and features lower underwriting standards and […]
The greatest obstacle in purchasing a home today is a mortgage down payment, but it doesn’t have to be, especially for first-time homebuyers. Many are unaware of all the resources that are available through the private sector and even some government provided assistance. This article will outline several different types of zero-or- low down payment […]
Accurate on the figures from the beginning and very honest.
His team is very thorough and responsive. Always emailed or called when we had a question. Accurate on the figures from the beginning and very honest. Easy to work with along with knowledgeable and pleasant.