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Nextview Loans

Rated out of 118 reviews.

Other Companies Were Selling A Product

I felt that the other companies were selling a product, but that you were really more interested in finding the right decision for me. I can’t tell you how much I appreciate your hands on involvement in seeing me through the process. It was all very reassuring. I feel I made the right, informed decision and I have peace of mind from that. Thanks for everything!

David T

I Have Kim in My Corner

I had a very bad experience with my first loan officer and now I have Kim in my corner and I wouldn't recommend anyone go to anyone else.

Judith W. Waldport, OR

I Will Really Reap The Benefits

I am very happy, its kind of a big step, it's exciting and it went well and I will really reap the benefits. Thank you Rachel.

Patricia S. East Portland

Thank you so much for taking such wonderful care of our terrific clients!

Thank you so much for taking such wonderful care of our terrific clients Rachel! I know Karen and I were both very impressed by Kim. She gently and thoroughly explained everything like no lender I've ever seen do at a signing -- even highlighting things on the doc's for the buyer(s) to be aware of.
She remained calm as you all were working so hard to smooth the bumps and adjust things (on this same day close for their property sale and new purchase). It was truly amazing. I'd love to come to your training and will give a good plug for you and the Reverse Mortgage Purchase product! Just let me know when.

Traci Garets Broker Town & Country Realty, Corvallis Oregon

Can't Thank You Enough

Rachel, you are a fine lady and we can’t thank you enough. Come by whenever you can, we might have that Champagne after all. Take care!

Lillian Portland, OR

Very Helpful

Dear Rachel, Thank you so much for being my sounding board and taking the time to help me think things through. You were very helpful.

Barbara B. Portland, OR

Professional Approach

Detailed explanations, multiple options, timely follow up and professional approach – Everyone was helpful!

J. Vanderstek Lake Oswego

Direct and To The Point

Direct and to the point, trustworthy. I’ve used the services of Kim Dodge and Andrew Usher three times, always with the same result: Excellent command of all pertinent information, guides us through the process. They take care of us!

Tim BD. Portland

Professional, Available, Responsive

The Usher Team has been consistently professional, available, responsive, and courteous. Attention to detail has been remarkable. It’s been a pleasure to work with them all. With a special note of appreciation to Kim Dodge

Alfredo Z Portland, Oregon

More Secure Retirement

From my first call with Kim Dodge I had the confidence I needed to proceed. Kim gave me options no one else offered. I trusted her advice and together we looked at the big picture. Her advice on the Reverse Mortgage was honest and complete. I knew exactly what my responsibilities were. I weighed the options, chose my own path and Kim’s expert guidance and now have a more secure retirement with the reverse mortgage.

Leslie C. Portland, Oregon

Honest, Trustworthy, and Knowledgeable

When my husband and I searched the internet for information about taking up a Reverse Mortgage we were immediately inundated by calls from agents who were very pushy and offered to make a deal very quickly. A friend recommended Kim Dodge as an honest, trustworthy and knowledgeable person, and we are glad we followed his recommendation.

Edith and Stefan M. Portland, Oregon

Other Companies Were Selling A Product

I felt that the other companies were selling a product, but that you were really more interested in finding the right decision for me. I can’t tell you how much I appreciate your hands on involvement in seeing me through the process. It was all very reassuring. I feel I made the right, informed decision and I have peace of mind from that. Thanks for everything!

David T Portland, Oregon

We've Been Really Happy

"We’ve been really happy with the Reverse Mortgage and it has done exactly what we expected.
Nothing better than never paying a mortgage again for the rest of our lives!
If you have anyone who wants a testimonial about how well you took care of us, just let me know."

Mike D. Portland, Oregon

Fantastic Experience

Andrew is wonderful. He helped me with my first home loan in Portland and again when we moved to Central Oregon. Wonderful experience with him, he mad what can seem very complicated to a first time buyer an easy, friendly, simple experience. Staff is great too.

childesa Bend, OR

The BEST!

Very professional and responsible. I’ve worked with Andrew and Kim on my home refinance, 3 rental purchases and family members’ homes, all flawless. They stayed in communications during the entire process, no surprises! Everything went without a hitch including working with the Escrow Company to ensure they had what was needed and on track. Modern technology, best price, great to work with- I have and continue to refer them to others. Can’t say enough!!

Happy Client Oak Grove, OR

Andrew was Perfect

I highly recommend Andrew and his team. He helped me navigate the complicated world of home buying with honesty, professionalism and integrity. I very much appreciate the frank and honest discussions that we had over purchase options and that he was always available to answer my questions, both big and small highly recommend !

kevin Portland, OR

A Thoughtful, Thourough Partner

Andrew was great to work with, looking at plenty of options, taking into consideration my personal needs, and helping carry it across the goal line.

philscv 97231

Fantastic

Andrew and team are amazing. Professional all the way while offering personalized and candid recommendations with service second to none. We have worked with Usher Financial on multiple occasions and been completely satisfied each time. Have refered friends who have had the same experience. Highly recommended.

user2420551 Coburg, OR

Makes Buying A Home Much Easier

Andrew and his team just helped us to buy a second, investment property home. Just as they did when webought our home, they were helpful, and easy to work with. Today’s home buying process is more complicated then ever, however Andrew and team helped us through the process and made it quite easy. Of special note is their patience with us and our “old school” methods and in helping us figure out the electronic way of pushing paper around.

syldean Albany, OR

Easy Refinance

We recently refinanced our home to take out equity to complete an addition. Andrew and his team walked us through the process and were with us every step of the way. They were professional, personable and took care of all the details. It was truly a worry free experience!

user1267725 Tigard, OR

Knowledgeable and Friendly

I can't say enough about Andrew and his team at Usher Financial. Extremely professional and also down to earth and friendly. I am so thankful I found them.

fieldsappraisal Salem, OR

Excellent Experience

Andrew was incredibly helpful. I appreciated that he was always available to answer questions and to guide us through the process. I would absolutely recommend Andrew and Usher Financial to anyone purchasing a new home.

josh7272 Rivergrove, OR

Andrew & His Team are AMAZING!!!

I cannot say enough good things about Andrew Usher and his team at usher Financial Group. They were very professional and detail oriented. They walked me through every step of the process, answering all my questions along the way, and explained all my options in a clear and concise manner. Andrew spent as much time as I needed going through each item in detail, and allowed me time to ask any questions. His assistant was amazing, and really handled all the little details to make sure nothing slipped through the cracks. They are a smooth oiled machine that really went above and beyond to help make my home loan a reality. I had tried with 3 other lenders, all who eventually gave up and stopped answering my calls when the loan got a little tricky, but not Andrew or his team. My loan closed on time, as promised! I am loving my new house and I have Andrew to thank for making it happen. I could not recommend Usher Financial Group enough!

alyciastuber Vancouver, WA

Fantastic experience

Andrew is wonderful. He helped me with my first home loan in Portland and again when we moved to Central Oregon. Wonderful experience with him, he mad what can seem very complicated to a first time buyer an easy, friendly, simple experience. Staff is great too.

childesa Bend, OR

The best!

Very professional and responsible. I’ve worked with Andrew and Kim on my home refinance, 3 rental purchases and family members’ homes, all flawless. They stayed in communications during the entire process, no surprises! Everything went without a hitch including working with the Escrow Company to ensure they had what was needed and on track. Modern technology, best price, great to work with- I have and continue to refer them to others. Can’t say enough!!

user3756586 Oak Grove, OR

Andrew was Perfect

I highly recommend Andrew and his team. He helped me navigate the complicated world of home buying with honesty, professionalism and integrity. I very much appreciate the frank and honest discussions that we had over purchase options and that he was always available to answer my questions, both big and small highly recommend !

kevinforjunkmail Portland, OR

A thoughtful, thorough partner

Andrew was great to work with, looking at plenty of options, taking into consideration my personal needs, and helping carry it across the goal line.

philscv 97231

Fantastic

Andrew and team are amazing. Professional all the way while offering personalized and candid recommendations with service second to none. We have worked with Usher Financial on multiple occasions and been completely satisfied each time. Have refered friends who have had the same experience. Highly recommended.

user2420551 Coburg, OR

Makes buying a home much easier

Andrew and his team just helped us to buy a second, investment property home. Just as they did when we bought our home, they were helpful, and easy to work with. Today’s home buying process is more complicated then ever, however Andrew and team helped us through the process and made it quite easy. Of special note is their patience with us and our “old school” methods and in helping us figure out the electronic way of pushing paper around.

syldean Albany, OR

Easy refinance

We recently refinanced our home to take out equity to complete an addition. Andrew and his team walked us through the process and were with us every step of the way. They were professional, personable and took care of all the details. It was truly a worry free experience!

user1267725 Tigard, OR

Knowledgeable and friendly

I can't say enough about Andrew and his team at Usher Financial. Extremely professional and also down to earth and friendly. I am so thankful I found them.

fieldsappraisal Salem, OR

Excellent Experience

Andrew was incredibly helpful. I appreciated that he was always available to answer questions and to guide us through the process. I would absolutely recommend Andrew and Usher Financial to anyone purchasing a new home.

josh7272 Rivergrove, OR

Very professional and informative

Barry was very good at explaining the refinance process and was prompt with answering any of my questions. I do not think he could have done any better. He let me know what to expect as to timing during the process and we closed right on time.

dudley jm2 Rancho Cordova, CA

Highly Recommend Barry

I have used Barry for several loans. He comes highly recommend as a very knowledgeable lender. Every loan I have done through him was seamless. As a self employed borrower things can get difficult. I have done refinances as well as new purchase loans through him. He knows the industry inside and out.

ray7501 Auburn, CA

Barry is the man

Barry was super helpful through the whole process. He knows his stuff and was able to explain things in a manner that made sense. He listened to me and understood the reasons why I was looking to refi and helped me to achieve the goals I was after instead of just refinancing for the sake of it. I refi'd with Barry in 2015 and tried to again in 2016, though that second time didn't work out due to our appraisal. He also put up with a lot of crap from me (whether I was moving money around and freaking out the underwriters or just complaining about my underwhelming appraisal). I will contact Barry first the next time I refi, whenever that may be. Highly recommended. Two thumbs up.

User

Awesome

Barry was a Rock Star Loan officer! Loan was a very quick and easy Process! Everything was explained very well. Couldn't have asked for a better loan!

brita alston Rocklin, CA

EVERYTHING WAS PERFECT!!!!

I highly recommend Barry for purchase or refinance loans. The process was smooth sailing from beginning to end. He is funny and professional at the same time. He is a pleasure to work with and he knows the business from top to bottom. Highly, highly recommend him!!!

kanagnos88 Lodi, CA

Best in the Business

From beginning to end, Barry walked me through every nuance of the loan process. I could not have asked for a more thorough, honest, and knowledgeable individual.

agonza916 95843

Highly recommend Barry Pearson!

Barry was fantastic to work with! Very informative and reliable. Any questions or concerns we had, he handled immediately. Made our purchase experience as stress free as possible. He even got our loan closed early!! Highly recommend him!

mbellows4 Rocklin, CA

Extremely professional, courteous, contant communication

I have worked with different lenders over the years. In my experience, Barry is by far one of the best loan officers I have worked with. He was available at all hours, evenings and weekends. He was available by phone and email. He quoted turn times and stayed within those times. When it came time to locking in the rate, he was very knowledgeable about the market and his projections were dead-on. If the lender asked for documentation that didn't seem necessary, Barry got the issue resolved quickly and efficiently. He made sure all the figures matched up and he kept us on schedule all the way through.

lmiller763 Auburn, CA

Excellent

Barry made my transaction stress free. He communicated with me on a regular basis and if he needed anything he would call and explain exactly what I needed to provide him. Barry has worked with me on several transactions and the next time I need to refinance my home or if I want to purchase a new home I will call Barry. He is great to work with and I highly recommend him.

mlcaeton Fresno, CA

Seamless refinance

I recently contacted Barry Pearson regarding our home refinance. I had spoken with several different loan officers but never felt they were really in it for me. Barry assured me I was in the right hands. He made the refinance process so quick easy and stress free. It was truly a seamless transaction. I would highly recommend him! Thank you Barry W. Pearson Jr.

user22048747 Applegate, CA

Very Professional and Very Responsive

Barry was always able to give me the answers to any of my questions anytime day or night. I felt like there were no surprises anytime during the process. I felt comfortable and very confident in Barry's knowledge of the FHA requirements and his knowledge of the mortgage industry. At no time was I ever wondering what was going on or what the next steps were, he prepared me for every turn in the road. I could not have asked for a better loan officer. I would personally recommend him to anyone who is need of a great Loan Officer and promise you will have a great experience with him and his team.

jasonturner2011 Rocklin, CA

Such a pleasure to work with

Barry was there for me during the entire qualification process. He was able to explain everything to me and was there to answer ALL of my (many) questions. He put my mind at ease whenever I had concerns. It was a pleasure working with someone who cares!!!

rodneylake2 Applegate, CA

Service and professional services

Barry is very professional , helpful, down to earth, always gives you update and followed up from origination of my refi till after closing my loan.

ednalachica Glendora, CA

Barry is an excellent lender.

He explained the whole process and kept us updated throughout our home purchase. It was a stress free transaction. We will definitely use Barry in the future.

Korman88 Brentwood, CA

Great Lender with Great follow up and great advice

Barry has done 2 loans for me and he handled them both very professionally and followed through with me every step of the way. He is trustworthy and I felt like he always kept my best interest at the forefront. It was refreshing to work with a lender that truly cared about doing what was best for me.

Dean Goold Brentwood, CA

Barry Pearson, Call him for you mortgage needs!!!!!

Barry Pearson is an outstanding Loan officer! He is hardworking, trustworthy, and was available to us day and night, (even on weekends)! He is very easy to talk to, and made us feel like we were his number one priority! He was always one step ahead of the process and always kept us informed. His knowledge and experience in the industry made us feel at ease, and we trusted him implicitly. He made what is normally a stressful situation into a smooth, fast, and even fun transaction. I would recommend Barry to anyone looking for a professional, knowledgeable, and dedicated Loan Officer for any of their mortgage needs. Thanks Barry!

nancygatzman Rocklin, CA

Honest & Experienced Mortgage Advisor

Barry did an excellent job assisting us with our move-up home purchase. He is extremely knowledgeable on conventional, jumbo, and governemnt loan products. Our transaction closed on time with no surprises.

dpriest1 Sacramento, CA

Trustworthy, professional and a pleasure to work with!

Barry assisted me through the VA pre-qualification process. His knowledge, professionalism and attention to detail put me at ease and made the process nearly stress-free! I highly recommend Barry!

carolynperrotti Applegate, CA

Very knowledgeable,

We talked to Barry about a construction loan, While he could do it, he could it, he offered a cheaper and better solution, even though that meant he would not get the deal. We did however, make sure to go to barry for permanent take out loan. Which Barry Rocked it!!!

kplisik Grass Valley, CA

Excellent Mortgage Professional

Barry was extremely professional. He explained my loan options, gave me an idea of how today's interest rates compared to what I currently have, and answered all of my loan questions. I have a degree in mathematics so I had plenty :-)

mike plisik Grass Valley, CA

Wonderful Experience

Barry was a pleasure to work with. He is incredibly knowledgeable and made sure that my husband and I were well informed throughout the entire process. He made buying our home an incredibly easy process. I would recommend him to anyone looking to purchase or refinance a home.

ktcrowder0 Elk Grove, CA

CHOOSE BARRY for all your finance or re-finance needs!

Barry is the best! From the start Barry was up front and detailed about the process of financing my new home. He is easy to communicate and quick to answer any and every question I had no matter how big or small. Honestly, buying this home was a breeze and I know it's because I had Barry who was on top of his game and getting me all the documents I needed to sign promptly and I did the same for him. It was especially nice that Barry uses a digital drop box where you can be sure that all your documents are secure and it's so simple to use. If you are thinking about purchasing a home then make sure you call Barry to get you pre-approved, best decision I made!

NatalieValencia5 Rocklin, CA

HE IS THE MAN

Barry is a remarkable person to do business with. He has worked with my husband and I for almost over a year getting us prepared to purchase our first home. We had some conditions on our end but Barry got us through everything. When we were finally approved and got our ducks in a row, he helped us immediately with getting us our letters to put an offer on a home. This was not a stressful experience at all and our first time buying. In fact I felt confident working with Barry every step up the way. I wish I could afford to buy more homes so we can work with him more! I feel like I've gained a not only a friend but a family member in this industry that I know I can count on 100% . I cannot wait to recommend him to work with my friends and family!

xterralade 95843

I recommend Char for home purchase and refinance.

28 days from application to close escrow!!! Char was excellent! I recommend Char for home purchase and refinance. Knowledgeable, helpful and constant feedback set our minds at ease.

fdelrosario1105 Sacramento, CA

Although we had no debt; we also had NO CREDIT in the USA.

My husband and I were a difficult funding case since we were from out of the country. Although we had no debt; we also had NO CREDIT in the USA. Even though we had enough income to qualify... we didn't have two years US income tax records yet either. Char was a super star! He was able to verify our out of country credit and pushed for an approval! We got financed, even when three other lenders told us it would be impossible!! Thanks, Char! We definitely would recommend Char Ruppel for financing!! (especially if you have given up hope on being approved)

beautiguru Roseville, CA

He helped me when the housing market was good and when the housing market was bad.

Char is very through and knows all the programs that can fit for each individual situation. Very professional and easy to work with. I did a refi in '07 and just finished another one up last month. I did it while working out of town and it was still effortless. He has been doing this for a while and with great results. He helped me when the housing market was good and when the housing market was bad. He's got my highest recommendation.

kenneh hunt Pine Grove, CA

He is a very caring person and knows he job!

From the first time I met Char I knew that he was someone that would be able to work with me and help during my refinance. He is a very caring person and knows he job! Thank you Char!

bgaworski Rocklin, CA

It goes without saying that you must have a knowledge base.

When our real estate agent referred Char, she said he was "the best." I made the assumption that superlatives were part and parcel to references in any industry. I'm certainly not an easy person to please, nor am I prone to superlatives myself. Working through the transaction with Char was extremely pleasant and smooth. His experience was evident immediately. From a business perspective I generally prefer that someone do their job, and that they do it diligently. I'm not so concerned as to whether I jive with someone's personality. Char is a true professional. He is organized and persistent. Anyone that's gone through more than one real estate transaction knows that you have to be organized - and you have to be persistent. It goes without saying that you must have a knowledge base. There wasn't a single moment throughout our dealings where Char's understanding of the mortgage lending market wasn't obvious. I am self employed, work for two companies and have an 80 page tax return. That was just the beginning of Char's woes with me. Yet, never was there an issue for which he wasn't a step ahead. He got us our loan - and he got it on time. As far as personality goes, that was just a perk. Char is incredibly easy to work with. He is extremely friendly and easy-going. He was patient throughout the process; applying just the right pressure to keep me from stalling the transaction. Not only would I refer Char without hesitation, but I was so impressed with him, and found him to be so likeable and professional, that I hope I do have the opportunity to refer business his way.

nvena Folsom, CA

He lets you know when an issue is important to take care of and doesn't bore ...

Char Ruppel is an outstanding mortgage broker, I would highly recommend him. We contacted Char about 6 months ago. Prior to placing our first bid he helped us prepare for the loan process, then when we were ready to place our bid, he was extremely responsive while we decided on placing an offer and quickly generated our pre-approval letter. Char actually called the listing agent to let her know that we were qualified buyers (since we were in competition I think his call was helpful). He worked easily with our agent and had fantastic recommendations for other professionals needed during this process. For example my husband and I had to jump through quite a few hoops regarding flood insurance. We dealt with many insurance agents and quickly realized that Char's recommendation was superior to the rest (This constantly happened through the process). Overall, Char is straightforward and easy to deal with. He lets you know when an issue is important to take care of and doesn't bore you with the details if it is not necessary. He was helpful and responsive from the beginning to the end of the process. Char obviously excels at his job but he brings more than that to the process of buying a home. He is a genuine person who helps and encourages his clients. What more could you ask for? I would recommend him to anyone and everyone.

kirstinschmidt Mill Valley, CA

He never once made us feel as if we were a burden.

Char made our refinance experience smooth and flawless. My husband and I are the detail oriented types and had many questions (and follow up questions) for Char during the process. He never once made us feel as if we were a burden. He always took the time out to fully explain every step of the refinance process to us. He gave us several options on our loan and explained each of them to us in detail to ensure we were making the right decision for our needs. He is very patient, understanding, and knowledgeable. He always kept us up to date on what was happening throughout the entire process. We would recommend Char to anyone who is considering going through the refinance process. Thank you, Char!

saragates08 Elk Grove, CA

Followed through all the way.

He was very professional! Very helpful! Easy step by step process! Followed through all the way. We have worked with Char in the past and he has not lost his enthusiasm or knowledge of any questions we needed answered. We absolutely recommend Char to anyone.

jeffrie57 Yuba City, CA

Char and his entire team are so helpful and friendly.

I just refinanced my condo with Char Ruppel and his team. The whole process was so easy and smooth. Char and his entire team are so helpful and friendly. They respond immediately to questions, big or small. I wish I would have known about Char when I first purchased my home! My whole experience was incredible.

rallwine1 Sacramento, CA

I recommend you giving Char a call before considering anyone else.

Char is absolutely awesome and is a pleasure to work with! He helped me with a refinance when no one else could. He is extremely knowledgable, friendly, attentive and thoroughly enjoys what he does. I recommend you giving Char a call before considering anyone else. You will definitely be pleased.

mbasciano

Char was very knowledgeable and helpful with all of my constant questions! He always back to me in a timely manner if I left him a message or sent an email. Very nice and would work with him again.

csdrawver Yuba City, CA

my loan is in process.

very competent. my loan is in process. he is very good at answering phone and responding back to emails. also very honest and would tell everything upfront.

chrnj5 Pittsburg, CA

Char structured the perfect loan for me, was upfront with what was expected from ...

Char Ruppel is the best mortgage originator I have ever had help me and my family obtain mortgage financing. Being recently retired from twenty two years in the mortgage industry in the Midwest, I thought I had already known the best of the best mortgage pros, and I was wrong!Char takes what a mortgage originator should do for his clients to a whole new level.He orchestrates a difficult process from application to closing flawlessly. Char structured the perfect loan for me, was upfront with what was expected from me, kept me informed on a timely basis and closed my loan within thirty days with no hassles, no surprises. The guy is a classic case of over delivering and under promising. I will definitely go back to Char again for future mortgage needs and strongly recommend him and his services to others as well.

kevintgill126 Folsom, CA

From the very start of the house buying process all the way to the end, he was on top of things. I can't imagine the amount of paperwork him and his team had to push through but he was on it. He kept me informed and educated about the whole process and i never felt out of the loop. I will definitely work with him again, because he knows how to get things done.

eanduty1 Sacramento, CA

After going through the refinance process several times throughout my life, I found Char and his assistants to be the most proficient team to date. They made the whole process easy to understand and were very accommodating. The loan closed in a timely manner with no surprises. I would definitely use Char and his team in any future loans and would strongly recommend them to my family and friends.

connie speciale Fair Oaks, CA

We purchased our first home with him and just finished a refi.

Char is very knowledgeable, helpful and goes above and beyond for his clients. We purchased our first home with him and just finished a refi. Highly recommend for any of your home purchasing needs.

kellie perkes Rancho Cordova, CA

Both being sales consultants ourselves, we are so impressed with Char's representation,...

The entire staff has been professional and quick, helping us obtain not one, but two loans for our family's needs at different stages in our lives. Both being sales consultants ourselves, we are so impressed with Char's representation, knowledge and professional attitude. He has honestly helped us make our home ownership experience a dream come true!

mjzd0709 Rocklin, CA

We were referred to Char by my brother. We called up Char and he was very friendly and knowledgeable. He was able to answer all of our questions. We were able to fill out our initial paperwork over the phone. He was very thorough and personable. Once all of our paperwork was submitted our loan process was very smooth.

dldorsett Citrus Heights, CA

Char was always VERY quick at responding to emails and always, always had an answer ...

This was such an amazing experience. Char was always VERY quick at responding to emails and always, always had an answer for me. Even our builder was impressed with how fast things were handled.

lacey raposo Elk Grove, CA

If you are looking for a good company and mortgage guy, Char is your man.

Char was great to work with. Even when a bump came up, he stepped up and made it right. He puts his clients before himself. If you are looking for a good company and mortgage guy, Char is your man. His staff was in it as well and took care of us all the way through.

chip018093 Fair Oaks, CA

Char and his team are now our "go-to guy" for any mortgage related needs.

Char and his team were able to complete a re-fi on a somewhat difficult property - they succeeded when others refused to even try. Char and his team are now our "go-to guy" for any mortgage related needs. Thanks Char!!!

mauimama3 Rocklin, CA

He kept us informed at all times.

I have worked with Char Ruppel on previous occasions. Char has always been knowledge and helpful in every respect. He was patient at all times knowing that we were in new territory. He kept us informed at all times. We would not hesitate to use Char in the future.

jeferris Auburn, CA

Char and his team did an exceptional job in handling my financing needs. He checked in with me regularly to make sure I knew where I was in the process and was always available to answer any questions. He is a real joy to work with and always made me feel like I was his top priority. I would not hesitate to recommend Char to friends and family.

linda rowlett0 Roseville, CA

The paperwork process was practically stress-free.

This was my first home purchase and working with Char and his team made the entire process painless and fast. Char maintained constant contact with me throughout the process and always took the time to answer any question that I had. The paperwork process was practically stress-free.I definitely recommend Char to anyone looking to purchase a house.

back to the industry Rescue, CA

Our loan from start to finish was the FASTEST transaction we have ever encountered ...

Char offers so much valuable information & suggestions that you're able to make the right choice for your specific needs. Our loan from start to finish was the FASTEST transaction we have ever encountered & his team was right on it every step of the way! I would HIGHLY recommend and call upon Char for your financing needs .

kballier Rancho Cordova, CA

He was very professional and helpful throughout the entire process.

Char was great to work with on my refinance. The only issue is that he didn't always get back to me right away, but I know that I'm not his only client. He was very professional and helpful throughout the entire process. I would definitely recommend Char.

mswranglr5 Olivehurst, CA

I will be a client for life.

Char, As always thanks for your sincerity and empathetic nature. Also thank you for always being available and being high execute. I will be a client for life. Thanks again, Nikko Thomas :)

nikkothomas Elk Grove, CA

Everything went through smooth.

Char and his team were great. There was a small problem with the initial appraisal and everything got cleared up without much hassle. Everything went through smooth. I would recommend his services to anyone.

perks527 Carmichael, CA

Char is very knowledgeable and he helped me through a smooth process during this ...

Char is very knowledgeable and he helped me through a smooth process during this transaction. A friend of my recommended him to me and i was very please and happy that he delivered a very professional service.

boricuadrr Sacramento, CA

paulamaidan from Carmichael, CA

We've had an outstanding experience using Char Ruppel as our mortgage consultant and loan closing officer. Char and his staff were delightful to work with, personable, understanding, and very professional every step of the way. They have kept us informed through the process and were careful to explain every new piece of documentation needed, to make the process run as smoothly and painlessly as possible. Due to their efforts we actually closed on our loan at least a week before estimated closing date. Many thanks!

paulamaidan from Carmichael, CA

He runs a well oiled machine and his staff is extremely competent, friendly, and ...

I found Char on zillow after a frustrating experience with my bank that I've had my mortgage with for 10 yrs. Char was extremely creative and knowledgeable and within a few days had the loan package that I was looking for. He runs a well oiled machine and his staff is extremely competent, friendly, and courteous. Glad I found him and got to work with his team.

junreina Sacramento, CA

Every experience has been positive and professional, efficient and productive.

We have now refinanced our home twice -both times with Char Ruppel and his Team. Every experience has been positive and professional, efficient and productive. Char listens carefully to his customers' needs and has the expertise to provide excellent, sound opportunities. No pressure! Just support and follow-through every step of the way! All the information is provided so that the customer can make the best decision to suit their needs. The process was also streamlined and not the long, drawn out experience we hear so many (who did not use Char) complain about. Every opportunity we have to recommend Char, we do, with pleasure because 100% + satisfaction is guaranteed when he handles your loan!

john henke Shingle Springs, CA

He helped us with a refinance when no one could.

Char is absolutely great and is a pleasure to work with! He helped us with a refinance when no one could. He is professional, friendly and always available.His team is awesome too! we absolutely recommend him to anyone.Char you are the best!

ninapiro1 Turlock, CA

Char and his staff were delightful to work with, personable, understanding, and ...

We have purchased and now refinanced our home both times with Char Ruppel and his Team. Every experience has been positive and professional, efficient and productive. Char and his staff were delightful to work with, personable, understanding, and very professional every step of the way.His team is awesome ! we absolutely recommend him to anyone.

xtim16

Every person we were in contact with was very kind.

Char has been patiently working with us for over two years to help us get in a position to buy. He and his team are extremely helpful, informative, knowledgeable, and professional. Even when there was a snag on our end, they quickly found another option to continue the process. Every person we were in contact with was very kind. I never knew a real estate transaction could be so stress free. Will absolutely use them in the future and would highly recommend Chars team!!!

zuser20140729000044676 Citrus Heights, CA

Char is very friendly and personal, and always kept his promises following through ...

Char and his Team were a pleasure to deal with and did a wonderful job getting our first ever mortgage done, even with the several hurdles we presented them with. Char is very friendly and personal, and always kept his promises following through to the very end. I highly recommend them.

Cara Smith Sheridan, CA

Their coordinated efforts and sense of urgency allowed my family to close our purchase ...

I can't say enough about the team of mortgage professionals that Char leads. Their coordinated efforts and sense of urgency allowed my family to close our purchase loan within 25 days. On top of that, Char was able to restructure the loan a few days prior to our close to lower our rate a bit further due to a seller credit. As a former mortgage professional, I was beyond impressed and very pleased with the level of service that Char and his team provided. He has earned my continued business and referrals.

velazquez 249 Yolo, CA

None of this would have been possible without the personalized attention of Char’s ...

I am basically a California native, who like many, sold their home and moved out of state to pursue dreams of a quieter and more peaceful lifestyle, in their middle years. I soon realized that I missed too many of the good things the “golden state” has to offer. I had always been told that I would never be able to afford to buy another home in California, after leaving the state. With careful planning and with the assistance of Char and his team, I accomplished this goal, within several months. Char is amazing! He is so knowledgeable in his field, yet is extremely compassionate and personable. He is resourceful and creative in problem solving. Char’s team is equally skilled and trained in their respective fields of expertise. They are always professional, yet display a complete understanding of the stresses involved in purchasing a home and coordinating a long distance move, simultaneously. Char and his team focus their efforts on minimizing the stress, by processing the loan as efficiently as possible. None of this would have been possible without the personalized attention of Char’s team, his “can do” attitude, and their sincere desire to help me get settled back in California. I highly recommend Char Ruppel's Team. They are wonderful! You will not be disappointed.

vastallings Elk Grove, CA

They were in constant communication with us and explained every step of the process.

Char Ruppel and his team were excellent. They were in constant communication with us and explained every step of the process. This loan transaction was the best I have ever experienced

deanna56 Auburn, CA

Accurate on the figures from the beginning and very honest.

His team is very thorough and responsive. Always emailed or called when we had a question. Accurate on the figures from the beginning and very honest. Easy to work with along with knowledgeable and pleasant.

rcoleman1323 Olivehurst, CA

He let me decide and never pushed me towards one, however, described the positive ...

Char and his team was great. He was the only mortgage person who gave me 3 different options on what mortgage I can pick. He let me decide and never pushed me towards one, however, described the positive and negative off each one. I was happy he was looking for the best payment options. He and his team were great to contact over phone, email or txt quick response. I had issues with my credit, and he helped me with that to insure that I get a better credit line. They were always there every step of the way to help and put me in the best situation. Choose him and his team I promise you will walk away with the best mortgage you can get.

robertcabreraa Roseville, CA

We continue to return because the service we received is extremely good.

We have refinanced four properties with Char Ruppel. We continue to return because the service we received is extremely good. Everyone is very professional, they provide you with a list of items needed, they let you know when they are received, and they are always available to answer any questions you might have. Because we live outside the Sacramento and Roseville area they arranged to have a mobile notary come to our home for the signing of the closing documents. The notary they selected was also very knowledgeable and professional. If we should need to refinance again we will definitely contact Char. We have also recommended Char to our friend and family who are considering refinancing.

marjielawson Oakland, CA

Extremely knowledgeable friendly and always made a point to keep me informed every ...

Char and his team were wonderful! From the first stages of my refi all the way through the close. Extremely knowledgeable friendly and always made a point to keep me informed every step of the way. I had full faith and confidence that I had the best people working on my refi. I would definitely recommend char and his team!

AndrewBestolarides Stockton, CA

Char got me a great rate and delivered on everything he promised.

Char and his team exceeded my expectations on my recent home purchase. Char got me a great rate and delivered on everything he promised. I will be referring Char and his team to all my friends and family!

user5987060 95843

When I was unsure of something and needed help figuring out taxes how much it was ...

Char Ruppel and his team which includes Kristina Tkalec and Jaime Williams went above and beyond for my family. This was the best experience I have ever had with a loan officer. I have used other lenders and the professionalism from Char and his team is an A +++++. When I was unsure of something and needed help figuring out taxes how much it was going to cost they had the answer before I even asked the question. He made sure that he got me the lowest rate possible and helped me with closing costs and figured out everything to make this a smooth transaction. At the end of our transaction escrow was a little short and he covered the cost out-of-pocket for me which he did not need to do but he wanted to make sure I got keys to my home at that exact day and time and he did not want to delay us. How many lenders have you had that will pay out-of-pocket for you? The answer none. If you truly want the best possible service care and concern for your family and not go above your means Char and his team is your only choice. Thank you again to all of you from the Gaumers ????. You made us feel like family and we will come back to you for everything in the future!

Kimberly gaumer Rancho Cordova, CA

He remembers personal details and takes the time to create a lasting interpersonal ...

I have completed one purchase and three refinances with Char in the last several years. He has always been courteous, responsive, professional and warm. He remembers personal details and takes the time to create a lasting interpersonal relationship, rather than rushing through transactions like a robot-loan broker. I would recommend Her without reservation.

jessicaerv Roseville, CA

I had been wanting to refinance for months but the busy schedules of my husband and I made it difficult to follow through. We decided to make it easy and just refinance with our current mortgage holder even though their rate was going to be a little higher. But during the process, there were some issues due to a bankruptcy we had gone through 5 years earlier. Our bank's mortgage broker referred me to the Char Ruppel team because he had worked with him in the past on similar deals and said he is a stand up guy!We have not been disappointed! Communication has been over and above our expectations, receiving communication even when we really didn't have an action point to take care of...just to "check-in." Communication was always cordial and pleasant, phone calls and emails were responded to promptly, and they made it so easy to get our refinance taken care of!I highly recommend the Char Ruppel team for your mortgage lending needs!

loomis loves Loomis, CA

Very professional and on the ball.

Char and his team are great to work with. Very professional and on the ball. They are very good at keeping you updated and have made my last couple of refinances a breeze.

vintagewes Sacramento, CA

Excellent job all the way around!

We were referred to Char by a family member who had used him in the past, and I must say he did not disappoint. From our first conversation until after we closed on our new home, we really felt like we were getting the best treatment possible. He helped us clean up an issue with our credit, nail down our financing and take advantage of the VA loan available to us. He and his team kept in constant contact and walked us through every step of the process. Everything was clear and thoroughly explained, which was very important to us as first time home buyers. We knew we were in great hands. He and his team will absolutely be our go-to in the future and I'll definitely recommend them to anyone. Excellent job all the way around! They made our dream of homeownership a reality!

supermon 23 Vacaville, CA

Thanks Char Ruppel team.

Char Ruppel and his team made the home buying process for my husband and I so simple and Char made us feel so comfortable through it all. Getting finances in order and signing large amountS of very important documents can be intimidating, but his team was very informative and easy going and made us feel at ease. Thanks Char Ruppel team. We love our new home!

zuser20140327151215908 Citrus Heights, CA

Extremely efficient

From the time I started the process, to the close of my loan, it was a total of 49 days. Char and his team are excellent at what they do. The process was painless! I would definitely recommend them to anyone.

blondblue2000 Rocklin, CA

Great working with them

The process was smooth, there is nothing I would have changed. Everyone was very helpful and informative whenever something arose that I didn't understand.

ahgemeadows Lake Hughes, CA

Everything was explained along the way.

Throughout the entire refinance process, I was always informed about the status of my loan, what was happening and what to expect. Char's staff was on top of it for every step of the way! Would definitely recommend their services to friends and family.

eo090160 Carmichael, CA

Best experience ever!

I highly recommend Char Ruppel for your next lender. Char and his team are truly outstanding for every aspect of the lending process. I used them for my home purchase and after being a Realtor for 30 years I will be recommending him to all of my clients.

cathyhause2 El Dorado Hills, CA

Teamwork

Although I'm used to working with one person when it comes to business transactions, I understand the importance of having and using a team. After a few bumps along the way, the Char Ruppel Team delivered and help me accomplish my goal. All I can say is teamwork made the dream work! Thanks to you all!

push4cdl Elk Grove, CA

Very pleased with the Char Ruppel team

I'm a first time home buyer and was all over the place in regard to what type of house I wanted to purchase. Char was very patient and attentive to my needs. He offered me several options and helped me pick the best one while securing a low rate! He also made the closing process as simple as it can get which I truly appreciated. I would definitely recommend Char and his team to friends a family.

manveli Sacramento, CA

manveli

I'm a first time home buyer and was all over the place in regard to what type of house I wanted to purchase. Char was very patient and attentive to my needs. He offered me several options and helped me pick the best one while securing a low rate! He also made the closing process as simple as it can get which I truly appreciated. I would definitely recommend Char and his team to friends a family.

Very pleased with the Char Ruppel team Sacramento, CA

Our lender was amazing

They did a amazing job with walking us through the process of purchasing our First Home. They were always a huge help with any questions we had. They were always very on top of communication. We are so impressed with there team. It is a very scary and confusing process. They led us through the process and it went so smooth. With that being said working with Char, Michelle & Jamie has been a pleasure. They truly did feel like family!!

k petersen189 Rocklin, CA

Couldn't be better

Worked with the Char team for almost a year, as we would find different properties and opportunities. Then, finally we found the right one and Char and his team jumped to it and worked with us to make everything happen for us, thank you!

HEATH HAMM Fair Oaks, CA

Greater than I imagined!!!

I have never really ventured to buy a home because everyone has told me that it is a lot to do with loads of paperwork & can be very emotional. Char Ruppel's team not only narrowed in on what kind of home I wanted very quickly but made the whole process extremely stress free! I have a great team behind me which are now like friends & family! They really go above and beyond! Thank you all for making my dream come true for me & my mother!

zuser20160328193828170 Sacramento, CA

Excellent Partnership, Collaboration and Customer Service

Char's team was head over heels the best lender I have ever worked with. We came to them with a last minute loan, feeling unsatisfied with our previous lender, and they not only provided us with excellent customer service but gave us different options and opportunities to find the best loan for our situation. They held our hands through the entire process and made us feel like family. Anyone who chooses Char and his team would be lucky to work with such high class professionals

paulacampos1980 Vacaville, CA

So happy I choose charr and his team.

I believe everything happens for a reason and that includes me finding charr and the ruppel team! They did such an amazing job informing me and helping me threw what i was told was a very stressful and hard time but they made it so easy and not stressful at all. The hardest part what finding my dream home and they made it possible.

youngrda9 Florin, CA

Helpful, Responsive, On top of everything

I was very impressed and never stressed working with char and his team. They were always on top of things and always had answers to any questions i had whenever i needed them. We encountered some very difficult situations in the escrow process and char handled them professionally going above and beyond to resolve these situations and I was very happy to have him in my corner as my lender. Not only that whenever talking with char or one of his team members they always had the best attitude and i really enjoyed and appreciated that!

jessicalynnethompson Placerville, CA