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FirstTimeHomebuyer Blog

The Four Most Common Low-or-No Down Payment Mortgages Used By First-Time Home Buyers

The four most common low-or- no down payment mortgages used by first- time homebuyers are a FHA loan, a VA loan, the USDA loan and the Conventional 97 loan.  FHA Loan – FHA Loans only require a down payment of 3.5% of the home’s purchase price. The Federal Housing Administration insures each loan and features lower underwriting standards and […]

Low-or-No Down Payment Options for First Time Homebuyer

The greatest obstacle in purchasing a home today is a mortgage down payment, but it doesn’t have to be, especially for first-time homebuyers. Many are unaware of all the resources that are available through the private sector and even some government provided assistance. This article will outline several different types of zero-or- low down payment […]